Art style: Cinematic Moody Realism.
An extreme close-up of several overdue notice envelopes scattered on a scratched oak surface. The words Past Due and Final Notice are visible in bold red ink. Raindrops are blurred on a windowpane in the background. The lighting is harsh and dramatic, focusing on the texture of the paper. A palette of off-white, deep red, and dark wood browns.
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FINAL STYLE ENFORCEMENT (this is the authoritative rendering directive — it overrides any style wording elsewhere in the prompt):
Render this image entirely in "Cinematic Moody Realism" style. Match the lighting grammar, material response, colour science, level of realism / stylisation, line weight, and shading model typical of "Cinematic Moody Realism". Keep the subject, composition, camera angle, lighting direction, and colour palette from the description above — but EVERY surface, skin, fabric, material, and environmental element must be rendered in the "Cinematic Moody Realism" idiom, not in any other medium.
